How it works
You tell us the product or the fund that you wish to use or find out more about. We can then provide you with a product literature pack, an illustration where appropriate, and an application form.
At this stage, we can also tell you what the usual cost of using the plan is and what the execution-only cost is, so you can then see straight away how much you are saving.
If you want to proceed simply complete the application form, and provide any evidence of identity required by the insurer or product provider, and we will process the application for you and provide the relevant discount or enhancement.
We can help you with the application form if needs be and answer any questions that you may have along the way, indeed you can still call in and see us if you want to.
We can't comment on the suitability of the product for your particular needs if you decide to take the execution-only route, but we can still talk to you about the product itself and how it works.
Friday 27th November, 2015
Australian mining giant BHP says mud spilled by the devastating collapse of a dam at a Brazilian mine is not toxic.
Shares in Asia's biggest budget airline, AirAsia, fell as much as 7% on Friday after the firm posted a loss in the three months to September.
China's Shanghai Composite share index closes down by more than 5% after several major brokerage firms announce they are under investigation.
The publisher of Hong Kong's South China Morning Post (SCMP) has confirmed that it is in talks to sell the popular English-language newspaper.
BBC News - Business