How it works
You tell us the product or the fund that you wish to use or find out more about. We can then provide you with a product literature pack, an illustration where appropriate, and an application form.
At this stage, we can also tell you what the usual cost of using the plan is and what the execution-only cost is, so you can then see straight away how much you are saving.
If you want to proceed simply complete the application form, and provide any evidence of identity required by the insurer or product provider, and we will process the application for you and provide the relevant discount or enhancement.
We can help you with the application form if needs be and answer any questions that you may have along the way, indeed you can still call in and see us if you want to.
We can't comment on the suitability of the product for your particular needs if you decide to take the execution-only route, but we can still talk to you about the product itself and how it works.
Friday 6th December, 2013
Australian airline Qantas sees its credit rating downgraded to below-investment level, or junk, by the ratings agency Standard & Poor's.
Fast-food workers in several cities across the US stage a 24-hour strike in protest against low wages.
JP Morgan Chase is warning 465,000 holders of pre-paid cash cards issued by the US bank that their personal data may have been hacked.
ZeroAccess, one of the world's largest botnets - a network of computers infected with malware, is disrupted by Microsoft and law enforcement agencies.
BBC News - Business